{"id":58,"date":"2026-09-24T12:00:00","date_gmt":"2026-09-24T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/rhondamusch-com\/2026\/09\/24\/how-do-i-get-the-lowest-mortgage-rate-tips-you-can-use\/"},"modified":"2026-09-24T12:00:00","modified_gmt":"2026-09-24T12:00:00","slug":"how-do-i-get-the-lowest-mortgage-rate-tips-you-can-use","status":"publish","type":"post","link":"https:\/\/www.rhondamusch.com\/blog\/2026\/09\/24\/how-do-i-get-the-lowest-mortgage-rate-tips-you-can-use\/","title":{"rendered":"How do I get the lowest mortgage rate? Tips you can use."},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Mortgage rates have risen from below 6% to near 7% in 2026. To secure the lowest rates, borrowers should improve credit scores, lower debt-to-income ratios, make larger down payments, and consider buying discount points. Other strategies include interest rate buydowns, adjustable-rate mortgages, shorter-term loans, and assumable mortgages. Shopping among lenders and using seller concessions can also help reduce rates. Refinancing may be beneficial if rates drop significantly later.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/finance.yahoo.com\/personal-finance\/mortgages\/article\/how-do-i-get-the-lowest-mortgage-rate-224601102.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates have risen from below 6% to near 7% in 2026. To secure the lowest rates, borrowers should improve credit scores, lower debt-to-income ratios, make larger down payments, and consider buying discount points. Other strategies include interest rate buydowns, adjustable-rate mortgages, shorter-term loans, and assumable mortgages. Shopping among lenders and using seller concessions can [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-58","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":0,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts\/58\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/media\/120"}],"wp:attachment":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/media?parent=58"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/categories?post=58"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/tags?post=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}