{"id":56,"date":"2026-09-23T12:00:00","date_gmt":"2026-09-23T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/rhondamusch-com\/2026\/09\/23\/how-much-down-payment-do-you-need-to-buy-a-house\/"},"modified":"2026-09-23T12:00:00","modified_gmt":"2026-09-23T12:00:00","slug":"how-much-down-payment-do-you-need-to-buy-a-house","status":"publish","type":"post","link":"https:\/\/www.rhondamusch.com\/blog\/2026\/09\/23\/how-much-down-payment-do-you-need-to-buy-a-house\/","title":{"rendered":"How Much Down Payment Do You Need To Buy a House?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Down payments on home loans vary from 0% to 20%+, depending on loan type, property, and buyer finances. Conventional loans may require as little as 3%, FHA 3.5%, and VA\/USDA loans allow 0% down for eligible buyers. A 20% down payment avoids private mortgage insurance (PMI), which protects lenders and costs 0.5%-1.5% annually. Closing costs, separate from down payments, typically run 2%-5% of the loan. Down payment assistance programs are widely available to help buyers.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/finance.yahoo.com\/real-estate\/articles\/much-down-payment-buy-house-191000455.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Down payments on home loans vary from 0% to 20%+, depending on loan type, property, and buyer finances. Conventional loans may require as little as 3%, FHA 3.5%, and VA\/USDA loans allow 0% down for eligible buyers. A 20% down payment avoids private mortgage insurance (PMI), which protects lenders and costs 0.5%-1.5% annually. Closing costs, [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/comments?post=56"}],"version-history":[{"count":0,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/posts\/56\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/media\/118"}],"wp:attachment":[{"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/media?parent=56"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/categories?post=56"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rhondamusch.com\/blog\/wp-json\/wp\/v2\/tags?post=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}